Free IA University app
Understand your business money in 15 minutes
No weird formulas: enter what comes in and goes out monthly, and see if you win or lose, how much to sell and a clear 3-month goal.
100% free · About 15 minutes · Download your PDF
How it works, step by step
Answer simple questions and the app builds your result. No jargon.
- 1
Income
What comes in monthly.
- 2
Expenses
Fixed and variable, separate from personal.
- 3
Cash flow
Whether you have extra or not.
- 4
Goals
How much to sell to hit your goal.
AI agents that work for you
An AI agent is like a digital employee: you give it a task, instructions and access to your tools, and it does the work on its own, every day. No coding needed.
🤖 Log expenses
Reads receipt photos and logs them.
🤖 Collect on time
Sends kind reminders to debtors.
🤖 Monthly report
Summarizes progress vs. goal.
🤖 Alerts
Alerts you if a cost spikes.
Learn AI for free with our YouTube classes
Agents, new tools and real cases, explained in plain language.
“No dejen que el ego les tape la inteligencia. Incómodense, porque las estrategias que vamos a tener que aplicar son diferentes a las que ya nos funcionaron anteriormente.”
“Lo que los trajo hasta acá no es lo mismo que los va a llevar hasta donde ustedes desean.”
“Entreguen contenido tan bueno que la gente se sienta en deuda con ustedes.”
What's new in AI for your business
Tools and news from the last 90 days with verified source and date (descriptions in Spanish). Features and prices may change: check the source before paying.
- AgentSpot (ThoughtSpot)
2026-10-22
Creas agentes, flujos automáticos y mini apps describiendo en palabras lo que necesitas; tiene plan gratis sin tarjeta.
🤖 Un agente que cada viernes revise tus ventas y le mande al equipo qué producto se vendió más.
Source - 1Password for Agents
2026-10-22
Tus agentes de IA inician sesión en tus cuentas sin ver tus contraseñas; tú apruebas cada acceso.
🤖 Dejar que el agente descargue las facturas del portal del proveedor sin darle tu clave.
Source - Stripe Treasury for agents
2026-10-21
Deja que tu agente de IA maneje dinero de tu negocio con reglas y límites.
🤖 Que pague facturas recurrentes a proveedores dentro de un tope que tú defines.
Source - Gemini para pequeños negocios
2026-10-20
Nuevas herramientas de Gemini para dueños de negocio: ayuda con marca, finanzas y apps conectadas.
🤖 Le pides que te proponga nombres y un eslogan para tu negocio y que te ordene los gastos del mes.
Source - Abacum Modeler
2026-10-13
Crea modelos financieros con escenarios en minutos.
🤖 Que compare qué pasa con tu ganancia si subes el precio 10 % o si vendes 20 % más.
Source - Ari de cfo.ai
2026-09-10
Un 'director financiero' con IA para fundadores: números, flujo de caja y decisiones.
🤖 '¿Me alcanza la plata para contratar a alguien en enero?'
Source - Excel Canvas / Office en Copilot
2026-10-09
Crea hojas de Excel, documentos y presentaciones desde el chat de Copilot.
Source
- Stripe Treasury for agents: deja que tu agente de IA maneje tus finanzas (guía 2026)
2026-10-21 · ia.university
Stripe lanzó Treasury for agents el 21 de octubre de 2026: agentes como ChatGPT y Claude ya pueden consultar saldos, pagar facturas, transferir fondos y convertir divisas por el MCP de Stripe, con tu aprobación. Qué es, cómo funciona y cómo empezar paso a paso.
Frequently asked questions
What people ask most about Tus Finanzas.
Does it replace an accountant?
No. It organizes your numbers; for taxes consult a professional.
Do you store my data?
No. Everything stays in your browser.
What is cash flow?
It's the money coming in and going out each month. Knowing it keeps you from running out of cash.
Is it free?
Yes, 100% free, like all IA University apps. No card needed.
Do I need to know about tech or AI?
No. Everything is in plain language, step by step, and it works on your phone or computer.
What do I get at the end?
Your result on screen and a downloadable PDF with your checklist and next steps.
Where are my answers saved?
Only in your browser. They carry over when you click «Your next step».
How does it connect with the other IA University apps?
They all form one route for entrepreneurs. At the end, «Your next step» takes you to the next app with your data so you don't repeat it.
Free apps and AI courses for entrepreneurs
Tus Finanzas is part of IA University's free route for entrepreneurs across Latin America. IA University also offers free AI courses with certification in Miami (cursos de inteligencia artificial con certificación gratis en Miami).
Simple finances for entrepreneurs
Watch the free classes on our channel. For your own videos we recommend YouTube as your showcase and these AI tools:
- YouTube: Your channel is your showcase: publish weekly and reply to comments.
- Higgsfield: Create AI videos and scenes for your ads and social media.
- HeyGen: Record with your AI avatar and translate yourself into other languages.
